Industry leading digital solutions

Smart Apply
Enable seamless and secure digital loan experiences at scale, with integrated product decisioning and due diligence for faster approval and settlement.
Improve customer retention and identify growth opportunities with automated commissions processing and data-driven insights.
Maximise business productivity and revenue growth with our purpose-built CRM tailored for commercial and asset finance brokers.

Tailored and frictionless digital loan origination and lodgement

Kubio is an end-to-end loan management platform optimised for brokers, lenders and aggregators in commercial and asset finance. Our focus is to enable growth with cloud based technology that is efficient, easy to use and designed specifically to improve the customer and broker experience.

Simplified loan origination

Match your customer with the most suitable loan offerings, and apply for finance within a guided and collaborative workspace.

Faster settlement

Integrated product decisioning and lender controls for high quality applications and less rework, improving certainty and time to approval and settlement.

Scaled product distribution

Intuitive, digital experiences for direct and third party, with bank grade security controls and AICPA SOC2 certification.

Seamless integration

API integration and data transformation services with third party providers and applications for automated due diligence, e-lodgement and back channel.

Visualise your portfolio

Consolidated and granular view of dashboards in real-time, with comprehensive and predictive portfolio analysis.

Rapid import

Import monthly commission statements for fast and standardised processing of customer, loan, and commission data for most lender and aggregator templates.

Automated Due Diligence

Buy and sell your book with confidence, and demonstrate business value using data-driven insights.

Identify opportunities

Understand patterns of past performance to proactively target new business and improve customer retention.


Automated commissions tracking with intelligent insights

Aggregate various income streams from multiple lender sources to visually display business insights, concentration risks and opportunities for targeted growth.


All-in-one CRM platform for commercial and asset finance brokers

Enabling operational excellence, so you can focus on nurturing relationships and growing your business.

Manage clients with ease

Improve customer retention with secure, centralised access to a comprehensive data model for contact, account, lead, and opportunity management.

Grow your business

Optimise lead generation and deal conversion with pipeline management, activity tracking and advanced reporting.

Workflow automation

Automate your business processes and task management for operational efficiency and enhanced customer experiences. 

Data insights & marketing

Better understand your customers and grow revenue with real-time analytics and integrated marketing tools.

Delivering excellence for the commercial lending ecosystem